At the time of writing, we are busy with the accounts for December 2018. The most recent completed accounts are for September 2018. Total income for the first nine months of the year is £23k higher than budget, which reflects the donations made to support the growth in ministry in 2018, especially in the development of volunteering. Expenditure is £7K under budget. Overall, CMF was £30k ahead of budget at the end of September. However, donations to support the development of volunteering and other new ministry initiatives have fallen over recent months. We hope that members will commit to regular giving to support this work.